How to Buy Bitcoin with Credit Card using Paxful

Paxful is one of the great way to buy Bitcoin or any other alt coins available on it. It helps its users to seamlessly switch between multiple crypto as well as fiat currencies in just a couple of minutes. Your landing on this page is no wonder, but you are here because you found this article helpful about buying BTC with Credit card using Paxful. So, let’s dive into this and without further ado, we start understanding how one can buy Bitcoin using credit card or debit card on Paxful.

Anyways, Paxful is a popular peer-to-peer Bitcoin marketplace which let’s you buy Bitcoin (BTC) from other users in the platform. It acts like an escrow service with a bunch of payment methods. In this step-by-step guide, we will show you how to buy Bitcoin from Paxful using credit card.

Right now, Paxful offers wide range of payment methods which includes bank transfers, online wallets, debit/credit cards, gift cards, digital currencies, cash payments, and so on.

Buy Bitcoin with Credit Card using Paxful

At the moment, you can not just buy Bitcoin with your credit card on Paxful, but also move your local currency into BTC, USDT and USDC.

First thing first, open an account with if you don’t know how to do this, watch the official video below:

When you are done making account with Paxful, it is time to buy Bitcoin with credit card using Paxful.

  • Head over to Buy Bitcoin page
  • Here, from the left sidebar, choose the Payment Method as Credit Card
Pay via credit card at Paxful
  • Now, you will see many credit, debit card options available such as American Express, Walmart Money Card, Paysafecard, etc, just choose your ANY Credit/Debit Card from the list.
List of Debit credit cards at Paxful
  • Now, enter the amount you wish to spend and buy Bitcoin of and then you have to click Find Offers button.
I want to spend on Paxful

You see, now we have list of vendors who are selling Bitcoin of same amount with payment method of credit card and you have their terms on your screen such as i.e., no third party payments, e-codes accepted, no verification needed, and so on.

  • Here, just enter the amount with what you want to buy Bitcoin of and then proceed to card payment page.
Buy BTC with any credit card or debit card

Things to consider before buying:

  • Make sure you check the ratings of the vendor with whom you want to open BTC trade.
  • Understand the terms of the vendor first before opening any trade
  • When it says, no third party means you have to use same name credit card as your Paxful account name

Why I warned you? Let me show you with my example below:

I ordered 500 USD of BTC from one to the vendor with good rating, here is the screenshot, they asked me some questions as per their terms & conditions then proceeded the trade.

Are you wondering, what were the terms?

  • Say ‘hi’ and wait patiently, trade according to my instructions and don’t send any card messages without my permission
  • I need the card number, date, CVVPIN code, receive the verification code and bind the phone. Need to upload the latest screenshot balance
  • I will return the card to you if you cannot receive the verification code on your mobile phone or email, or if you are refused to pay for using it in the store
  • If the card is used successfully, you will need to provide a screenshot of your latest purchase history

We accept only:

  • 5288 Money lion 5104xxxx Albert C.
  • 5557 XXXX 5556 xxxx5392xxx Sable one card Sofi
  • 5425 xxxx5463xxx card Robin Hood card
  • 5548 XXXX Indi card
  • 4389 XXXX 5119 xxxx5268xxxx Yotta card
  • 4819 xxxx5396xxxx Gobank card Lilibank card
  • 4120 XXXX 4102 XXXXX Onebank card
  • 5553XXX 5554XXX 5379XXXX Go2bank card
  • 4133 XXXX Green point card
  • 4143 XXXX

That’s why reading the trade terms are important for buyer so that they know what they are giving.

How to buy Bitcoin without giving credit card details to Paxful Vendor?

Another way is that, you have to fund your Paxful wallet account first which can be done by clicking the wallet tab on the dashboard, and select the payment method you want to use. In our case, we want to use credit card.

Once your account is funded, you can start searching for Bitcoin offers. Click on the Buy Bitcoin button on the dashboard, and select the currency and payment method you want to use. You can then browse through the available offers.

Now, you can do same old method, we discussed in the start to find suitable offer from vendors available with good rating. You’ll see the trade limits, the exchange rate, and any other terms and conditions. Make sure you read the details carefully before initiating a trade.

After the trade is initiated, you will now have a chat window, where you can communicate with the seller and complete the transaction.

To complete the trade, follow the instructions provided by the seller. This may include sending a payment or providing additional information. Once the seller has confirmed that they have received your payment, they will release the Bitcoin to your Paxful wallet. You can withdraw your BTC to any exchange from Paxful anytime now.

Can you Trust Paxful?

Sometimes, users ask that whether Paxful is trusted or not? It is a good looking site with many possible ways to buy Bitcoin from all across the globe. Yes, I’ve been using it from 3 years, no issue at all. (DYOR)

What is the minimum deposit for Paxful?

Paxful’s minimum deposit is 10 USD that you can use to buy USDT, USDC or BTC.

What if I get scammed on Paxful?

If you faced any accident on Paxful, you should report it directly to their support team or file a dispute to ensure that they start the investigation process immediately.

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